FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Deposit Products

  • Variable Rate Accounts – Rate may change after the account is opened

  • Fees could reduce earnings

  • Penalty may be imposed for early withdrawal of Certificates of Deposit

  • Please call for current rates.

  • First National Bank of Rotan’s deposits are insured by the Federal Deposit Insurance Corporation (FDIC) to the maximum of $250,000 for each depositor.

  • We reserve the right to decline any deposit out of our trade territory.


Product Name

Minimum Opening

NOW Checking Account*

$1,000

MMDA Account*

$2,500

Savings Account*

$200

IRA Account*

3 Month CD

$2,500

6 Month CD

$2,500

1 Year CD

$2,500

18 Month CD

$2,500